[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.emde.cz\/pujcime-si-na-bydleni\/#Article","mainEntityOfPage":"https:\/\/www.emde.cz\/pujcime-si-na-bydleni\/","headline":"P\u016fj\u010d\u00edme si na bydlen\u00ed","name":"P\u016fj\u010d\u00edme si na bydlen\u00ed","description":"Ta v\u011bta v nadpisu zazn\u00ed z mnoha mlad\u00fdch a neznal\u00fdch \u00fast. Ti v\u0161ichni se domn\u00edvaj\u00ed, \u017ee banka \u010di jin\u00e1 spole\u010dnost je povinna jim hypot\u00e9ku, tak se toti\u017e p\u016fj\u010dka na bydlen\u00ed naz\u00fdv\u00e1, poskytnout mus\u00ed. \u017de je na to n\u011bjak\u00fd z\u00e1kon. Nen\u00ed. A i kdybyste splnili v\u0161echny po\u017eadavky, nemus\u00ed v\u00e1m nikdo p\u016fj\u010dit v\u016fbec nic. To je situace, […]","datePublished":"2024-01-16","dateModified":"2024-02-16","author":{"@type":"Person","@id":"https:\/\/www.emde.cz\/author\/#Person","name":"","url":"https:\/\/www.emde.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/f14f9548cfce1bfc4b3267434069a757db9568e455121a8852ede019c83b3b5e?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f14f9548cfce1bfc4b3267434069a757db9568e455121a8852ede019c83b3b5e?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"emde.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.emde.cz\/wp-content\/uploads\/insurance-1987855_640.png","url":"https:\/\/www.emde.cz\/wp-content\/uploads\/insurance-1987855_640.png","height":0,"width":0},"url":"https:\/\/www.emde.cz\/pujcime-si-na-bydleni\/","about":["Ekonomika"],"wordCount":431,"articleBody":"   Ta v\u011bta v nadpisu zazn\u00ed z mnoha mlad\u00fdch a neznal\u00fdch \u00fast. Ti v\u0161ichni se domn\u00edvaj\u00ed, \u017ee banka \u010di jin\u00e1 spole\u010dnost je povinna jim hypot\u00e9ku, tak se toti\u017e p\u016fj\u010dka na bydlen\u00ed naz\u00fdv\u00e1, poskytnout mus\u00ed. \u017de je na to n\u011bjak\u00fd z\u00e1kon. Nen\u00ed. A i kdybyste splnili v\u0161echny po\u017eadavky, nemus\u00ed v\u00e1m nikdo p\u016fj\u010dit v\u016fbec nic. To je situace, kter\u00e1 se mus\u00ed n\u011bjak\u00fdm zp\u016fsobem vy\u0159e\u0161it. Tedy ne z\u00e1kon samotn\u00fd, ten asi nikdo neuprav\u00ed mimo p\u00e1n\u016f v parlamentu, kter\u00e9 ov\u0161em v\u00e1\u0161 bytov\u00fd probl\u00e9m nezaj\u00edm\u00e1. Tak\u017ee se mus\u00edme spol\u00e9hat na to, \u017ee hypot\u00e9ku prost\u011b dostaneme. Ov\u0161em, nesm\u00edme m\u00edt z\u00e1znam v registrech. To je dal\u0161\u00ed, ale pon\u011bkud jin\u00fd probl\u00e9m. N\u00e1rodn\u00ed banka d\u00e1v\u00e1 p\u0159\u00edkazy v\u0161em bank\u00e1m. Ta tak\u00e9 ur\u010dila, \u017ee pokud m\u00e1 n\u011bkdo z\u00e1znam v registru, nesm\u00ed dostat v\u016fbec nic. A to plat\u00ed pro v\u0161echny banky a v\u0161echny, kdo p\u016fj\u010dky poskytuj\u00ed. Tak\u017ee banka mus\u00ed plnit p\u0159\u00edkaz a do registru nahl\u00e9dnout. Jen\u017ee jsou zde tak\u00e9 instituce, kter\u00e9 to \u0159e\u0161\u00ed jinak. Jasn\u011b, i ony mus\u00ed dodr\u017eet p\u0159\u00edkaz. Ale ono to lze ud\u011blat tak, aby se vlk na\u017eral a koza z\u016fstala cel\u00e1. On ten p\u0159\u00edkaz nehovo\u0159\u00ed, do kter\u00e9ho registru m\u00e1 ten, kdo p\u016fj\u010duje nahl\u00e9dnout. Tak\u017ee, n\u011bkdo to d\u011bl\u00e1 tak, aby n\u011bco na\u0161el a ten druh\u00fd tak, aby nena\u0161el nic. Pokud to nech\u00e1pete, v\u016fbec to nevad\u00ed. V\u00e1m mus\u00ed sta\u010dit to, \u017ee hypot\u00e9ku dostanete i p\u0159es n\u011bjak\u00fd ten men\u0161\u00ed \u0161kraloup. Ov\u0161em ne v\u0161ude. Jedin\u011b u firmy, na kterou zde m\u00e1te odkaz, a to v podob\u011b t\u0159\u00ed slov. Hypot\u00e9ky bez registru. Tento odkaz v\u00e1z navede na webov\u00e9 str\u00e1nky zm\u00edn\u011bn\u00e9 spole\u010dnosti, kde se m\u016f\u017eete dop\u00e1trat dal\u0161\u00edch podrobnost\u00ed. Zde na n\u011b nen\u00ed ji\u017e m\u00edsto. Tam se v\u0161ak do\u010dtete naprosto v\u0161echno a pokud v\u00e1m p\u0159esto nebude n\u011bco jasn\u00e9, m\u016f\u017eete si zavolat p\u0159\u00edmou n\u011bkter\u00e9mu zam\u011bstnanci, kter\u00fd v\u00e1m r\u00e1d vysv\u011btl\u00ed to, co pot\u0159ebujete. A s n\u00edm se tak\u00e9 hned m\u016f\u017eete domluvit na dal\u0161\u00ed p\u0159\u00edpadn\u00e9 n\u00e1v\u0161t\u011bv\u011b, na kterou si u\u017e donesete pot\u0159ebn\u00e9 dokumenty. Pokud budou v po\u0159\u00e1dku, tak se m\u016f\u017eete za\u010d\u00edt nahlas radovat.                                                                                                                                                                                                                                                                                                                                                                                           4.5\/5 - (6 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u016fj\u010d\u00edme si na bydlen\u00ed","item":"https:\/\/www.emde.cz\/pujcime-si-na-bydleni\/#breadcrumbitem"}]}]